Privacy Policy

Last Updated: September 17, 2026

At VKDL (NPA Advisory Council), we respect your privacy and are committed to protecting any personal information you share with us. This Privacy Policy outlines how we collect, use, and safeguard your information when you visit our website or interact with our educational resources.

1. Information We Collect

When you visit our platform or request information regarding our educational guides, we only collect the information you explicitly provide to us via our contact or inquiry forms. We do not use tracking cookies or collect technical browsing data.

• Information Provided by You: Name, email address, phone number, loan amount range, property value range, and query details (only when voluntarily submitted).

2. How We Use Your Information

We use the information collected for the following purposes:

• To provide educational content, financial awareness resources, and financial framework guides.
• To respond to your inquiries, questions, or requests for discussions regarding your specific NPA situation.
• To contact you strictly regarding the consultation or help you have requested.

3. Data Protection & Security

We implement strict administrative, technical, and physical security measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction. We do not sell, trade, or rent your personal information to third parties. Your data is used exclusively for providing you with the requested advisory services and information.

4. Third-Party Links

Our website may contain links to external sites or messaging platforms (such as WhatsApp). We are not responsible for the privacy practices or content of these external platforms and encourage you to review their respective privacy policies.

5. General Disclaimer

All content provided on this website is strictly for general financial awareness and educational purposes only and does not constitute formal legal counsel or financial advice.

6. Changes to This Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be posted directly on this page with an updated revision date.

7. Contact Us

If you have any questions regarding this Privacy Policy or our data practices, you may reach out to us through our official communication channels provided on our contact page.