VKDL NPA Advisory Council is a organization dedicated to legal education, social welfare, and providing factual information regarding the SARFAESI Act, Debt Recovery Tribunals (DRT), and NPA classifications.
Borrowers Advised
Years Experience
Confidential
VKDL NPA Advisory Council is an organization with primary objective of promotion of legal education, social welfare, and awareness regarding the banking and debt recovery laws in India. All activities are conducted on a not-for-profit basis, and any income or profits generated are applied solely towards the promotion of our educational and charitable objects. No part of the income is distributed as dividends to its members.
Vinay Kumar Dubey (V. K. Dubey) is a Mumbai and New Delhi-based legal professional with over a decade of experience in Civil, Criminal, Banking, Corporate, Insolvency, and NPA Advisory matters. He regularly appears before the Supreme Court of India, Bombay High Court, DRT, NCLT, and various trial courts, representing clients in complex banking and commercial disputes.
He is the Chairman of VKDL NPA Advisory Council, Founder & Chairman-cum-Managing Director of V K Dubey Associates and VKDL Corporation LLP, and also leads United Legal. He serves as a Member of the Hindi Advisory Committee under the Government of India and as a Special Executive Officer (SEO) appointed by the Government of Maharashtra.
A dedicated philanthropist, he leads several charitable organizations focused on legal aid, education, healthcare, and social welfare. His contributions have earned him prestigious recognitions, including the Popular Civilian Icon of India Award and international felicitation at the 2nd International Bar & Bench Badminton Championship, London.
We aim to demystify complex banking laws and procedures for the general public.
Information regarding the functioning of Debt Recovery Tribunals and the process under Section 17 of the SARFAESI Act.
Educational resources on the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002.
Studying the structural parameters of One-Time Settlements (OTS) and RBI guidelines on compromised settlements.
As a Borrower, You Have the Right to:
• Receive Proper Notice Before Possession
• Seek Time for Repayment or Settlement
• Object to Auction or Sale of Property
• Get Fair Valuation of Your Assets
Study our visual educational guides to understand how assets get classified as NPA, what rights exist under Section 13(2), and procedural remedies.
Timeline showing loan disbursement, arrears accumulation, and final NPA declaration.
Learn about the 60-day response window and statutory objection processes.
A chart outlining the legal statutes and tribunals related to stressed loans.
Information on procedural recovery versus structured settlement frameworks.
Detailed guide description text...
Glimpses of our community outreach and legal aid camps across various regions.
Hear from individuals who received legal education and guidance on their NPA situations from our council.
If you are facing NPA or SARFAESI actions, provide your details below. Our team will help you understand the legal procedures and your statutory rights.
Your contributions help us conduct more awareness programs.
Reach out to us for general information, NPA awareness programs, or organizational queries.
An Organization for Social Welfare and Legal Education.
09, 3RD FLOOR, REGAL BUILDING,
CONNAUGHT PLACE, NEW DELHI,
DELHI - 110001, IN
Contact: +91 8090615595 / 85880 55595
306, Morya Grand, New Link Road,
Opp. Infiniti Mall, Next to Mainland China,
Andheri (West), Mumbai - 400053.
Contact: +91 8291271245 / 8090616695
04, 5th Floor, Brigade Plaza,
Subedar Chatram Road, Majestic, Gandhi Nagar,
Bengaluru – 560009.
Contact: +919619525595 / 8090616695
Monday - Saturday: 10:00 AM - 07:00 PM
Sundays: Closed
09, 3rd Floor, Regal Building, Connaught Place, New Delhi - 110001
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